After the 1/2 hour presentation where they talked about the different tiers of coverage you can buy, they abruptly announced, by the way, we
flat out do not cover anyone with a health history/diagnosis of heart disease or diabetes.
They have the (depending on your perspective) cutesy/annoying commercial with the Duck quacking away the word AFLAC!!!! so people wondering aloud about how to cover bills when sick could hear the answer. Imagine if they had to have truth in advertising about their "blanket" policy.... Bold, all caps print:
WE DON'T COVER DIABETICS OR PEOPLE W HEART DISEASE.
How would they make that statement into a snappy jingle?
They are coming to do another presentation next month. I'm curious to know if the new health care reform applies to this kind of "insurer". That would be great if they could not pick & choose who they would cover- because that was sure a blatant pre existing condition exclusion if ever there was one. Looking forward to seeing what the duck is going on with Aflac!